CREDIT REPAIR
YOU WILL GET RAPID RESULTS
IT IS YOUR RIGHT TO DEMAND THAT YOUR CREDIT RECORD OR PERSONAL DETAILS BE REMOVED FROM CREDIT BUREAUS BY GIVING THEM 30 DAYS NOTICE.
DEFAULT AND JUDGEMENT REMOVAL
A default notice or judgement registered on your credit history is likely to make borrowing money much more difficult in the future.
PAYMENT HISTORY & CREDIT SCORE
A payment history is an indication for lenders and creditors whether an individual is a lending risk due to a history of late or missed payments.
ENQUIRIES REMOVAL
THE NATIONAL CREDIT ACT
Too many credit enquiries may cause lenders to question whether you are seeking to obtain more credit than you can afford to repay.
THE NATIONAL CREDIT ACT
QUICK CREDIT SCORE IMPROVEMENT PROCESS IN 3 EASY STEPS
THE NATIONAL CREDIT ACT
The National Credit Act was designed to protect you and provide a process for over-indebted consumers to pay off their debts in an affordable manner, whilst protecting your valuable possessions.
QUICK CREDIT SCORE IMPROVEMENT PROCESS IN 3 EASY STEPS
QUICK CREDIT SCORE IMPROVEMENT PROCESS IN 3 EASY STEPS
QUICK CREDIT SCORE IMPROVEMENT PROCESS IN 3 EASY STEPS
Go to the credit sites below, fill in their information, and choose “other” or “litigation as the reason”.
Just fill out their online dispute form – regarding each creditor reporting any item on your credit report, causing your credit to be damaged.
You may first need to subscribe to a credit monitoring site that lets you and see all credit bureaus details.
Not all credit monitoring companies allow you to continuously get 3 bureau updates, which you will need.
In the Reason or Comments box choose OTHER or LITIGATION (if available), then…
Then insert this exact statement below in the comment box:
“LITIGATION – I have not been supplied proof per doctrine of estoppel by silence. Engelhardt V. Gravens (mo) 281 SW 715,719. I presume no evidence of the Alleged Debt therefore exists”.
CREDIT BUREAUS
QUICK CREDIT SCORE IMPROVEMENT PROCESS IN 3 EASY STEPS
QUICK CREDIT SCORE IMPROVEMENT PROCESS IN 3 EASY STEPS
These are the sites to set up and then send disputes through.
Remember - Different creditors will report to different bureaus – some may report back to all four and others may only report your information back to one or two.
This means different credit bureaus may hold slightly different information about you.
EXPERIAN https://www.experian.com/ncaconline/creditreport
EQUIFAX – UK CLIENTS ONLY
https://www.equifax.com/personal/credit-report-services/credit-dispute
TRANSUNION
https://www.transunion.com/credit-disputes/dispute-your-credit
COMPUSCAN
Credit Check Online (compuscan.co.za)
XDS
XDS Credit Information Bureau in South Africa